Meet Capex Finance

Capex Finance arranges all types of commercial finance for companies just like yours

We have been trading since 1999, in that time we have helped thousands of businesses finance their vehicles and equipment.

Call us today on 0121 262 6520 to find out more about Capex Finance

Capex Finance Directors

Capex Finance offers the broadest range of capital financing solutions for businesses of all sizes and status.

We are a leading independent finance company based in the heart of Birmingham, with a reputation for imagination, innovation and competitiveness in the Vehicle & Asset Finance market place.

The business was formed by the existing Directors – Julian Percival, Alan Hunt and Warren Badger. They started broking commercial finance way back in 1999 and have since built a business based on excellent customer service, a competitive product range and providing the most flexible and suitable finance solutions in the market.

We have a portfolio of funder relationships that is second to none allowing us to search the market place for the most suitable funding solution available.

We also have relationships with smaller, niche funders, for more unusual transactions. Not only that, but Capex Finance also provides its own funding solutions, allowing us to give an almost instant decision with in-house underwriting.

We pride ourselves  on giving customers and introducers a level of service that is second to none in the industry. Call us today on 0121 262 6520 to find out more about Asset Finance, or alternatively email us at

Why Capex Finance

    We won’t pass you round from one department to the next. You will have one point of contact for all your finance requirements. That way we will get to know your business quickly and in detail. We want to become your first choice for finance so all our systems and processes make us easy to deal with on a day-to-day basis.
    We can connect your business to dozens of banks and finance houses. We will fully discuss your requirements and match them to the right lender. Some of our lenders are unique to ourselves and cannot be accessed directly so we can add some real value to your business and its lending requirements.
    Sometimes as a business owner you need a fast response. We send same day quotes. We can get same day decisions on most finance applications. We have systems in place which mean we can react to any request and have even transacted whole deals from start to finish within one working day.
    How many times has your bank manager changed in the last 3 years? Too many probably. At Capex Finance we have been dealing with some of our customers for over 15 years. This means we get to understand you and your business. We will know what products you prefer, we will know what type of machinery you buy and what it does for your business.

Meet the Capex Finance Directors


Warren Badger - Director

Warren has over 20 years of progressive sales, accounting, training and managerial experience in the Asset Finance Industry.

Having originally been recruited by NWS Bank Plc in 1994, as an asset finance sales rep, he became an independent finance broker in 1999 and co founder of Capex Finance.

He has been actively involved in the implementation of the current proposal management system and development of various training processes.

Warren is married with one child and has resided in Birmingham all his life.

He holds a BA Honours Degree in Economics with outside interests including football, cricket, golf and keeping fit.


Alan Hunt - Director

Born and bred in Birmingham, and currently lives in Barnt Green, Worcestershire. Married with two young children.

He started working in Commercial Finance in 1995 at Bank of Scotland, and became a self employed Finance Broker in 1999.

Became a director of Capex Finance at its inception, and has overseen the Marketing and Development side of the business, as well as performing a full Sales Role.

A keen sportsman, he played professional cricket for Gloucestershire CCC and also semi professional football. However, he finds running a bath difficult these days.


Julian Percival - Director

Started his working life in 1988 with Nat West Bank and after a few years selling Pensions & Life Insurance, he worked in senior sales and branch management roles for Bank of Scotland Asset Finance before making the jump to self employment.

He was a driving force in helping to set up Capex Finance and has been arranging finance deals ever since.

Loves building long term relationships with his customers and is passionate about all types of commercial finance.

Outside of work he has a very busy social & family life. With his partner Amanda, he has 5 children, two dogs and a cat! He is a keen Birmingham City supporter and plays Golf badly.


Becky Masterson - Account Executive

Becky previously worked in the recruitment sector for over ten years, working with a wide range of industries but focusing predominantly on the finance sector.

She is the newest member of the Capex Finance team and focuses on managing the office administration, building the Capex brand, driving our Social Media content, developing relationships with our clients and introducers, and providing an excellent overall customer service.

Originally from Leamington Spa, Becky enjoys good food, drinking wine and watching football (Birmingham City fan for her sins!)

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