Your finance questions answered as openly and honestly as we possibly can……so go on, ask us something!

Any other questions call us today on 0121 262 6520 or email us at

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What is Asset Finance and how does it work?

Asset Finance enables companies to obtain funding for the purchase of assets they require to run and grow their business successfully, such as cars, commercial vehicles, plant and machinery, IT goods etc.

The customer can then spread the cost of the purchase over a period of 1 to 7 years, on one of several methods of finance agreement.

Where does Capex Finance get its funding from and what are the minimum and maximum transaction sizes Capex Finance get involved with?

Capex Finance uses a wide and diverse array of funding sources both internally and externally to find the most suitable deal for the customer from traditional finance houses through to smaller niche lenders. Minimum transaction is £1000 to in excess of £5million.

Why should I use Capex Finance?

Great question! Capex Finance is a specialist in the field of Vehicle and Asset finance. We are therefore in a position to provide the most competitive and comprehensive solution to any type of funding requirement. We provide our customers with the best possible service, flexibility and range of products. We have been broking finance business since 1999 so have a wealth of experience in arranging credit for all types of companies.

How do I get a more in depth look at the services Capex Finance Provides?

We are happy to have an initial conversation with you over the phone or face to face – at our premises or yours. Simply pick up the phone to talk through your specific requirements.

Who are Capex Finance and what do you do?

We are an independent, privately owned vehicle and equipment finance broker. We were originally established in 1999 to provide asset backed finance products to businesses of all shapes and sizes. We are not a bank. We forge long term relationships with our customers and provide competitive, flexible finance products to help your business grow.

Can you finance used machinery of any age?

In essence, yes we can. Some finance companies will only finance machinery up to a certain age, but we also have access to finance companies who will finance much older equipment. Always worth checking by calling us first though.

Do you charge up-front fees?

No. We are completely committed to giving value for money and delivering an excellent service to our customers and prospective customers. We won’t charge you any form of up-front fee. This means we can provide you with quotes, indicative finance offers and general advice without any cost or obligation to yourself. There are generally fees involved once you activate a finance agreement but these will be outlined to you in advance and clearly shown  on all our quotes and offers.

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