Find Your Perfect Funding Solutions

Save time, money and hassle by letting us find the solutions for your asset finance needs. Whatever your business and whatever your assets, our experts can help.

Years Team Experience

Years Trading

£ Million Arranged

Valued Clients

Competitive Rates

 Our team has a collective 100+ years’ experience, so we know how to find our customers the right deal at competitive rates. Our extensive funding panel enables a comprehensive range of funding options, providing solutions for most scenarios.

Funding Expertise

The Capex team has extensive knowledge and experience in asset finance and will work with you to understand your business and establish a sustainable solution that will give your business value for money.


We listen to what your business requires and help you find viable solutions to meet your objectives. We are proud to have secured many millions of pounds of asset finance for our loyal clients, with relationships spanning decades.

Capex Finance specialises in sourcing a wide variety of asset funding and commercial finance solutions. We’re a leading Midlands finance broker, with our head office located in Birmingham.

Over the years, we’ve gained a reputation for being customer focused and rate competitive in serving both direct customers and our vendor partners.

Our enviable funder relationship portfolio enables us to identify the optimal funding solution to suit your business needs.

Find Out How Asset Finance Can Help You

Discuss your options, get a free quote or learn more about our services

Finance Solutions

Whatever assets your business relies on, we do it all!

If you don’t see your asset type below, contact us for a personal consultation.


The right equipment for materials handling and construction can be costly. We create asset finance solutions which can help spread and reduce your payments, whatever your size of business and type of machinery.


For all your company car requirements, we can help. Whether you’re looking to hire purchase a single car or contract hire a larger fleet, we can access all forms of car finance. We can also help with personal leasing and directors’ cars.

Commerical Vehicles

Looking for funding for light or heavy commercial vehicles? Commercial vehicles are critical to the smooth running of many businesses but can be a significant cost. We can help with hire purchase, leasing and refinancing options.


Keeping up to date with technology can require significant investment. Get the latest equipment, whilst smoothing the cost for your computer hardware and software with funding solutions from Capex.


Specialist manufacturing equipment can be expensive, which is why so many businesses need asset financing solutions. Whether you need to fund new or used equipment, we’re here to help.

Working Capital

We can help with invoice finance, commercial loans and releasing equity from existing owned assets with our asset re-financing. All help provide an injection of working capital and improve cash flow.

Why Capex

We listen to what your business requires and help you find the right solution

We work closely with you to support you before, during and after your agreement has gone live for peace of mind

Even if your business is a start-up or has challenging credit history, we’ll have a funding partner who can help

With over 15 years trading experience and a wealth of knowledge in our team, you can trust our robust approach

We’ll never charge you for our consultancy work – even if we don’t end up with a deal

We have a track record in bringing offers of finance to business needs which other lenders can’t support

We offer you one point of contact across different asset financing, saving you time and hassle

Most of our asset finance applications are turned around within 24 hours, helping your business to stay on track

Types of Finance Available

Finance Lease

A method of financing assets where the assets remain the property of the finance company that hires them and you pay for the hire and take the risks and rewards of ownership.

Hire Purchase

A type of agreement which contains an option to purchase. An initial deposit is normally paid, the amount of which can vary. The outstanding balance is then paid off in monthly instalments.

Contract Hire

A form of leasing that’s used for cars and vans which removes the risk of ownership and helps fix costs. Ownership remains with the leasing company, as does all the administration, vehicle tax, and often maintenance.

Operating Lease

An operating lease is a form of rental agreement through which you can have use of an asset over a period of time, in return for paying regular instalments. This lease usually has a shorter life than that of the actual asset.

Invoice Finance

A form of lending based on invoices. Businesses can speed up cash flow and unlock cash tied up in invoices by selling their invoices to a third party who advance some of the invoice funds up front for a cut of the invoice.

Commercial Loans

An injection of finance that is usually repaid over a specific period of time and at a set rate of interest. This enables repayments to be known in advance and therefore easily budgeted for.

Ready To Talk?

Discuss your options, get a free quote or learn more about our services

We’re proud of our lasting client relationships. Here’s what some of them have to say…

We run a large fleet of commercial vehicles and need our finance partners to react quickly to our needs as and when we are buying. Capex has always responded quickly and professionally and the team continues to provide an excellent all round service.

Jeremy Holloway

Link Central Vehicle Management

As a large engineering company, we are constantly investing in the latest machinery. Our relationship with Capex Finance dates back over 10 years. They are easy to deal with and can arrange finance on both machinery and vehicles which means we have one point of contact.

James Mee

BST Supplies

As a local IT service provider we enjoy an excellent relationship with Capex. A significant rise in our hardware sales is a direct result of our partnership with them, making us more competitive in the market and taking a more proactive approach to the client’s needs/cost. 

Paul Moore

Heart Business Systems

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